
:root{--paper:#fff;--canvas:#f7fafb;--ink:#27363b;--muted:#5a747d;--line:#d6e3e7;--night:#15313f;--brand:#f7521f;--teal:#2b6970}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:137px}body{margin:0;background:var(--canvas);color:var(--ink);font:16px/1.8 Arial,Helvetica,sans-serif;letter-spacing:0}a{color:#286b75;text-underline-offset:3px}a:hover{color:#bc421a}a:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #d96b43;outline-offset:4px}.skip-copy{position:absolute;top:-100px;left:12px;z-index:80;background:white;color:#15313f;padding:9px 14px}.skip-copy:focus{top:10px}.brandbar{position:sticky;top:0;z-index:40;background:var(--night);color:#f5fbfd}.brandbar-inner{width:min(1200px,calc(100% - 40px));min-height:74px;margin:auto;display:flex;align-items:center;gap:26px}.brand-home{display:flex;align-items:center;flex:0 1 178px;min-width:0}.brand-home img{display:block;width:166px;max-width:100%;height:auto}.brandnav{display:flex;align-items:center;gap:24px;margin-right:auto}.brandnav a{font-size:13px;font-weight:700;text-decoration:none;color:#c9e0e7;white-space:nowrap}.access-buttons{display:flex;gap:9px;align-items:stretch;min-width:0}.access-buttons a{display:flex;align-items:center;justify-content:center;min-height:42px;padding:10px 20px;border-radius:3px;font-size:13px;line-height:1.3;font-weight:700;text-decoration:none;white-space:nowrap}.register-link{background:var(--brand);color:#fff}.register-link:hover{background:#dc4216;color:#fff}.login-link{background:#285363;border:1px solid #507b8b;color:#f1fafc}.login-link:hover{background:#386b7c;color:#fff}.access-header{margin-left:auto;flex-shrink:0}.language-band{background:#fff;color:var(--ink);border-bottom:1px solid #d4e3e7}.language-inner{width:min(1200px,calc(100% - 40px));min-height:37px;margin:auto;display:flex;align-items:center;gap:25px}.language-options{display:flex;align-items:center;gap:25px;min-width:0;overflow-x:auto;scrollbar-width:none;overscroll-behavior-inline:contain}.language-options a{display:block;padding:9px 0;font-size:11px;line-height:1.4;white-space:nowrap;flex-shrink:0;text-decoration:none;color:#6a8a94}.language-options a[aria-current]{color:#be512b;font-weight:700}.compact-menu{display:none}.welcome-copy{width:min(1120px,calc(100% - 40px));margin:auto;padding:31px 0 27px}.welcome-copy h1{font-family:Georgia,'Times New Roman',serif;font-size:39px;line-height:1.2;font-weight:700;max-width:990px;color:#23434b;margin:0 0 17px;overflow-wrap:anywhere}.welcome-copy p{font-size:17px;line-height:1.8;max-width:980px;margin:0;color:#5d7a84;overflow-wrap:anywhere}.promotion-band{background:#eaf3f5;border-block:1px solid #d5e5e9}.promotion-band figure{max-width:1140px;line-height:0;margin:0 auto}.promotion-band img{display:block;width:100%;height:auto}.access-promotion{justify-content:center;padding:17px 16px 20px;gap:11px}.access-promotion a{min-width:184px;min-height:45px;font-size:14px}.body-layout{width:min(1120px,calc(100% - 40px));margin:31px auto 0;display:grid;grid-template-columns:185px minmax(0,1fr);gap:49px;align-items:start}.chapter-nav{position:sticky;top:138px;border-top:3px solid #6c9ca2;padding-top:14px;min-width:0}.chapter-nav>p{font-size:11px;line-height:1.5;font-weight:700;text-transform:uppercase;color:#7d9aa2;margin:0 0 13px}.chapter-nav nav{display:grid;gap:1px}.chapter-nav a{display:block;padding:8px 0;border-bottom:1px solid #deeaed;font-size:12px;font-weight:700;text-decoration:none;color:#64858e;overflow-wrap:anywhere}.article-copy{min-width:0}.article-section{padding:3px 0 17px;margin-bottom:25px;border-bottom:1px solid #d5e5e9;min-width:0}.article-section:last-child{border-bottom:0;margin-bottom:0}.article-section h2{font-family:Georgia,'Times New Roman',serif;font-size:28px;line-height:1.3;font-weight:700;color:#2d5058;margin:0 0 18px;overflow-wrap:anywhere}.article-section h3{font-size:21px;line-height:1.4;color:#4d777f;margin:25px 0 11px;overflow-wrap:anywhere}.article-section p{margin:12px 0 19px;overflow-wrap:anywhere}.article-section ol,.article-section ul{padding-left:24px;margin:18px 0 25px}.article-section li{padding:3px 0 4px 3px;overflow-wrap:anywhere}.article-section li::marker{color:#69959e;font-weight:700}.payments-scroll{max-width:100%;width:100%;overflow-x:auto;overscroll-behavior-inline:contain;background:#fff;border-top:3px solid #729fa7;border-bottom:1px solid #cddfe5;margin:25px 0 29px}table{width:100%;border-collapse:collapse;font-size:14px;line-height:1.6}.payments-wide table{min-width:700px}th,td{padding:13px 15px;text-align:left;vertical-align:top;border-bottom:1px solid #d9e7eb}thead{background:#e3f0f2}th{font-size:12px;color:#47737d;font-weight:700}tbody tr:nth-child(even){background:#f2f8f9}tbody tr:last-child td{border-bottom:0}td:first-child{font-weight:700}.article-section td p,.article-section th p{margin:0;font-size:inherit;line-height:inherit}.answer-fold{padding:18px 0;border-top:1px solid #d5e6ea}.answer-fold:last-child{border-bottom:1px solid #d5e6ea;margin-bottom:17px}.answer-fold summary{display:flex;align-items:flex-start;justify-content:space-between;gap:21px;min-width:0;list-style:none;cursor:pointer}.answer-fold summary::-webkit-details-marker{display:none}.answer-fold summary:after{content:'+';font-size:23px;line-height:1.2;color:#6b9ca4;flex:0 0 17px;text-align:center}.answer-fold[open] summary:after{content:'−'}.answer-fold summary h3{font-size:17px;line-height:1.5;margin:0;min-width:0;color:#4d777f}.answer-fold>p{margin:14px 0 5px;color:#698b95}.end-band{margin-top:43px;background:#e9f3f4;border-top:1px solid #cddfe4}.end-content{width:min(1200px,calc(100% - 40px));margin:auto;padding:28px 0}.end-top{display:flex;align-items:center;justify-content:space-between;gap:25px}.end-brand{font-size:20px;font-weight:800;text-decoration:none;color:#467681}.end-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.end-links a{font-size:12px;text-decoration:none;color:#608791}.end-languages{display:flex;gap:22px;flex-wrap:wrap;padding-top:18px;margin-top:21px;border-top:1px solid #c9dfe5}.end-languages a{font-size:11px;color:#70949d;text-decoration:none}.end-languages a[aria-current]{color:#b74e2b;font-weight:700}.end-responsibility{font-size:11px;line-height:1.8;color:#7b99a2;margin:18px 0 0}.end-responsibility strong{font-size:14px;font-weight:800;color:#497a85;margin-right:13px}.gtm-slot{display:none;visibility:hidden}
@media(max-width:1050px){.brandbar-inner{gap:18px}.brandnav{gap:16px}.brand-home{flex-basis:160px}.brand-home img{width:150px}.access-buttons a{padding-inline:14px}.body-layout{grid-template-columns:155px minmax(0,1fr);gap:31px}}
@media(max-width:900px){html{scroll-padding-top:134px}.brandbar-inner{width:calc(100% - 28px);min-height:64px;gap:10px}.brand-home{flex:0 1 130px}.brand-home img{width:128px}.brandnav{display:none}.access-header{gap:7px}.access-header a{font-size:11px;min-height:37px;padding:8px 10px}.language-inner{width:calc(100% - 28px);gap:20px}.language-options{gap:19px}.language-options a{font-size:10px}.compact-menu{display:block;position:relative;flex-shrink:0}.compact-menu>summary{display:flex;align-items:center;gap:10px;list-style:none;cursor:pointer;min-height:37px;font-size:11px;font-weight:700;color:#62848f}.compact-menu>summary::-webkit-details-marker{display:none}.compact-menu>summary:after{content:'+';font-size:16px;line-height:1}.compact-menu[open]>summary:after{content:'−'}.compact-menu nav{position:absolute;left:0;top:37px;width:min(360px,calc(100vw - 44px));max-height:65vh;overflow-y:auto;background:#fff;border:1px solid #cddfe5;box-shadow:0 8px 18px #21424c19;padding:13px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:5px 16px}.compact-menu nav a{font-size:12px;padding:7px 0;color:#608792;text-decoration:none;overflow-wrap:anywhere}.welcome-copy{width:min(760px,calc(100% - 32px));padding:26px 0 23px}.welcome-copy h1{font-size:33px}.welcome-copy p{font-size:16px}.body-layout{display:block;width:min(760px,calc(100% - 32px));margin-top:26px}.chapter-nav{display:none}.article-section h2{font-size:25px}.end-content{width:calc(100% - 32px)}.end-top{display:block}.end-links{margin-top:17px;gap:10px 20px}}
@media(max-width:480px){.brand-home{flex-basis:115px}.brand-home img{width:115px}.access-header a{font-size:10px;min-height:35px;padding:8px}.welcome-copy{padding:23px 0 21px}.welcome-copy h1{font-size:29px;margin-bottom:14px}.welcome-copy p{font-size:15px}.access-promotion{padding:13px 16px 16px;gap:10px}.access-promotion a{flex:1 1 0;min-width:0;font-size:13px;padding-inline:7px;min-height:43px}.article-section{margin-bottom:22px}.article-section h2{font-size:24px}.article-section h3{font-size:19px}.article-section p,.article-section li{font-size:15px}.answer-fold summary h3{font-size:16px}.payments-scroll{margin:21px 0 25px}th,td{padding:11px 13px}.end-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:start}.end-links a{overflow-wrap:anywhere}.end-languages{gap:9px 18px}.end-band{margin-top:33px}}
@media(max-width:359px){.brandbar-inner{gap:7px}.brand-home{flex-basis:88px}.brand-home img{width:88px}.access-header{gap:5px}.access-header a{padding-inline:6px}.language-inner{gap:16px}.language-options{gap:16px}.welcome-copy h1{font-size:27px}.article-section h2{font-size:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{.brandbar,.promotion-band,.chapter-nav,.end-band{display:none}body{background:white;color:black}.welcome-copy,.body-layout{display:block;width:100%;margin:0}.payments-scroll{overflow:visible}.payments-wide table{min-width:0}.answer-fold>p{display:block}}
